Senior Credit Risk Analyst in Barcelona, Barcelona, Spain | Careers at SumUp EN ES LoadingExplore open rolesLoadingOpen menuBack to all jobsSenior Credit Risk Analyst Barcelona, Barcelona, Spain · Legal & Compliance LoadingApply now About SumUp We believe in the everyday hero.
Local
Barcelona - RN
Office-first setup
Responsabilidades
- Own credit origination end-to-end, from planning and execution to monitoring performance against targets
- Track and analyse key credit risk KPIs, identifying trends, anomalies, and areas for investigation
- Support pricing, caps, and approval strategies by providing data-driven insights and recommendations
- Partner closely with Engineering, Data Science, and Product to improve automation and scalability of credit processes
- Contribute to portfolio monitoring, cohort analysis, and early risk detection across markets and products
- Help build and maintain clear documentation, policies, and reporting to support governance and audits
Requisitos
- Strong experience in data analytics or similar, including 2+ years in a credit risk, lending analytics, or lending-related role
- Confidence using SQL to query large datasets independently and turn results into actionable insights
- Experience with Python is a plus
- Understanding core credit risk concepts such as probability of default, credit margin, and the credit lifecycle
- Comfort working in a fast-changing environment where priorities evolve week to week
- Thrive in a cross-functional agile framework
- Work autonomously, take ownership, and are proactive
- Communicate clearly and enjoy collaborating with cross-functional teams like Engineering and Data Science
Benefícios
- Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Barcelona office
- Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced
- Enrolment onto our VSOP program: you will own a stake in SumUp's future success
- Generous time off: enjoy 23 days of paid leave plus public holidays and special leave days
- Subsidised restaurant tickets (Edenred) and office breakfast on Mondays
- A dedicated annual L&D budget of €2000 for attending conferences and/or advancing your career through further education
- Break4me: 1-month sabbatical after 3 years of service
- Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team
Sobre a empresa
SumUp is proud to be an Equal Employment Opportunity employer, committed to building a safe, respectful, and diverse workplace where everyone can thrive.
Company Culture
- 🌎 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Barcelona office.
- 🌈 Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced.
- 🚀 Enrolment onto our VSOP program: you will own a stake in SumUp's future success.
- 🏖 Generous time off: enjoy 23 days of paid leave plus public holidays and special leave days.
- 🥗 Subsidised restaurant tickets (Edenred) and office breakfast on Mondays.
- 📚 A dedicated annual L&D budget of €2000 for attending conferences and/or advancing your career through further education.
- 🌴 Break4me: 1-month sabbatical after 3 years of service.
- 🔗 Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team.
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