Back to jobsB2B Collections & Recovery Sr AnalystBrazil (São Paulo - Hybrid)Apply Your wellbeing, our mission.
Join a company shaping a healthier world.
GET TO KNOW US At Wellhub we're revolutionizing workplace wellness.
Local
São Paulo - SP
Hybrid
Responsabilidades
- Design, implement, and optimize preventive and reactive collection journeys specifically for B2B Receivables Discounting products.
- Execute high-level recovery strategies to reduce portfolio Aging, improve Roll Rates, and maximize the recovery of overdue assets to protect company liquidity.
- Monitor the integrity of credit instruments and identify early warning signs of fraud, cancellations, or payment flow diversions.
- Lead sophisticated negotiations and formalize debt acknowledgment agreements (Confissões de Dívida) with partners, balancing recovery with relationship management.
- Manage and report on Allowance for Doubtful Accounts (PDD/Bad Debt) and collection performance metrics using SQL and BI tools to provide actionable insights for executive leadership
Requisitos
- Proven experience in B2B Collections and Asset Recovery, specifically within Receivables Discounting (Factoring/FIDC) or corporate credit markets.
- Strong ability to analyze SMEs financial statements (P&L and Cash Flow) to assess debt repayment capacity and creditworthiness.
- Proficiency in SQL for portfolio segmentation and experience with BI tools (Tableau, Power BI, or Looker) to manage recovery KPIs.
- Solid understanding of credit assignment contracts), and collateral/guarantee structures.
- Proactive profile with the capability to identify "early warning" signs of fraud or liquidity issues before they impact Bad Debt (PDD).
- Hands-on mindset, strong sense of ownership, and a "builder" mentality with the drive to create processes and structures from the ground up.
- Advanced English is required for global reporting and collaborating with international teams on recovery best practices.
Benefícios
- WELLHUB: Free Gold+ membership with access to onsite gyms and studios, digital fitness programs, and online wellness resources for meditation, nutrition, mental wellbeing support, and more!
- Add up to three family members to your plan, ensuring access to wellness for those who matter most to you.
- WELLZ: A complete emotional wellbeing program with a unique approach.
- It offers personalized journeys that combine individual therapy sessions (52 per year) and on-demand content.
- HEALTHCARE: Health, dental, and life insurance.
- FLEXIBLE WORK: As a Flexible First company, we offer hybrid and remote options to give you the freedom to work in a way that suits you.
- PAID TIME OFF: It's important to take time away from work to recharge. Employees receive vacations after 6 months and additional 3 days off per year + 1 day off for each year of tenure (up to 5 additional days) + an extra holiday for your birthday!
- PAID PARENTAL LEAVE: Welcoming a new child is one of the most special moments in your life. Take the time to be present and enjoy your growing family.
- CAREER GROWTH: Access world-class platforms, participate in interactive sessions, build your personalized development roadmap, and explore internal opportunities.
Sobre a empresa
At Wellhub we're revolutionizing workplace wellness.
Our platform connects employees worldwide to the best partners for fitness, mindfulness, therapy, nutrition, and sleep—all in one simple subscription.
We believe work should be fulfilling, inspiring, and balanced.
Benefícios
- WELLHUB: Free Gold+ membership with access to onsite gyms and studios, digital fitness programs, and online wellness resources for meditation, nutrition, mental wellbeing support, and more!
- WELLZ: A complete emotional wellbeing program with a unique approach.
- It offers personalized journeys that combine individual therapy sessions (52 per year) and on-demand content.
- HEALTHCARE: Health, dental, and life insurance.
- FLEXIBLE WORK: As a Flexible First company, we offer hybrid and remote options to give you the freedom to work in a way that suits you.
- PAID TIME OFF: It's important to take time away from work to recharge. Employees receive vacations after 6 months and additional 3 days off per year + 1 day off for each year of tenure (up to 5 additional days) + an extra holiday for your birthday!
- PAID PARENTAL LEAVE: Welcoming a new child is one of the most special moments in your life. Take the time to be present and enjoy your growing family.
- CAREER GROWTH: Access world-class platforms, participate in interactive sessions, build your personalized development roadmap, and explore internal opportunities.